Balance Transfer Credit Cards

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Company

Interest free period​

Representative APR​

Monthly repayments​
required to clear balance

Your savings​

 
  • Barclaycard Platinum 39 Month Balance Transfer Credit Card

    Barclaycard Platinum 39 Month Balance Transfer Credit Card

    Interest free period

    0% for 39 months
    (1.45% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £52.03 for
    39 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. A fee of 3.5% will be applied, then reduced to 1.45% by a refund (Terms and conditions apply).

    Close more details

    £623.31
    over 39 months no annual fee

    More details +

    Additional information:

    • 39 months at 0% on balance transfers, a 1.45% transfer fee applies (a fee of 3.5% will be applied, then reduced to 1.45% by a refund. Terms and conditions apply).To qualify for this offer the balance transfer must be made within 60 days of opening your Barclaycard Platinum card
    • 0% on purchases for 6 months

    Fantastic…

    • Barclaycard PayTag enabled - Use your mobile phone for contactless payments
    • Contactless payment for items up to £30
    • Instant online decision available

    Watch out…

    • No balance transfers from other Barclaycards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 21 years of age
    • Rates and offers dependent on customers credit rating
  • Tesco Bank Clubcard Credit Card for Balance Transfers and Money Transfers

    Tesco Bank Clubcard Credit Card for Balance Transfers and Money Transfers

    Interest free period

    0% for 40 months
    (2.69% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £51.35 for
    40 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. The 0% offer is applied to any balances or money transferred within the first 90 days of account opening.

    Close more details

    £616.30
    over 40 months no annual fee

    More details +

    Rewards benefits:

    • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply

    Fantastic…

    • Apply online and get a decision within 60 seconds
    • You can still apply even if you have a Tesco Bank Credit Card already
    • 0% interest on balance and money transfers for up to 40 months from account opening

    Watch out…

    • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
    • You must live in the UK or have a BFPO address
    • The APR, length of promotional offer, and credit limit may vary as they are dependent on your personal circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin Money 38 Month Balance Transfer Credit Card

    Virgin Money 38 Month Balance Transfer Credit Card

    Interest free period

    0% for 38 months
    (1.5% transfer fee)*

    Representative APR

    20.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £53.42 for
    38 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 20.9% (variable), representative 20.9% APR (variable). Credit available subject to status.

    Close more details

    £604.59
    over 38 months no annual fee

    More details +

    Additional information:

    • 0% for 3 months from account opening on purchases made within the first 60 days.
    • 0% for 38 months from account opening on balance transfers made within the first 60 days. 1.5% fee applies.
    • 0% for 20 months from account opening on money transfers made within the first 60 days. 1.9% fee applies.

    Fantastic…

    • Contactless payment for items up to £30.
    • Choose from a range of different card designs.
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%.
    • After the 60 day promotional period, the money transfer fee changes to 5.00%.

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Sainsbury's Bank Nectar 39 Month Balance Transfer Credit Card

    Sainsbury's Bank Nectar 39 Month Balance Transfer Credit Card

    Interest free period

    0% for 39 months
    (2.39% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £52.51 for
    39 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. Nectar cardholders only - You'll pay a 2.89% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.5%, so the overall fee is 2.39%. 3% balance transfer fee applies afterwards (minimum £3 at all times).

    Close more details

    £604.51
    over 39 months no annual fee

    More details +

    Rewards benefits:

    • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury’s shopping in the first two months you’ll get 1,000 points. T&Cs apply. Ends 28th December 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere

    Additional information:

    • You'll need to enter your Nectar card number when you apply
    • 0% for 39 months on balance transfers, with a fee of 2.39%. After the first 3 months a balance transfer fee of 3% applies, with a minimum fee of £3 at all times
    • 0% interest for 3 months on card purchases

    Fantastic…

    • If your application is approved you are guaranteed to get the 0% interest period advertised
    • No annual fee

    Watch out…

    • To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
    • You must be a UK resident
    • You must not be an existing Sainsbury's Bank Credit Card customer

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin Money 39 Month Balance Transfer Credit Card

    Virgin Money 39 Month Balance Transfer Credit Card

    Interest free period

    0% for 39 months
    (2.4% transfer fee)*

    Representative APR

    20.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £52.51 for
    39 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 20.9% (variable), representative 20.9% APR (variable). Credit available subject to status.

    Close more details

    £604.31
    over 39 months no annual fee

    More details +

    Additional information:

    • 0% for 39 months on balance transfers, with a fee of 2.40%
    • 0% for 39 months on money transfers, with a fee of 3.80%

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%
    • After the 60 day promotional period, the money transfer fee changes to 5.00%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Halifax 38 Month Balance Transfer Credit Card

    Halifax 38 Month Balance Transfer Credit Card

    Interest free period

    0% for 38 months
    (2.25% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £53.82 for
    38 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. An initial 3% balance transfer fee applies with a 0.75% refund within 90 days, so the effective fee is 2.25% (Terms and conditions apply).

    Close more details

    £589.59
    over 38 months no annual fee

    More details +

    Additional information:

    • 0% for 38 months on balance transfers within 90 days of account opening. 2.25% fee applies, 3% fee applies thereafter.
    • 0% for 6 months on purchases.

    Fantastic…

    • You may be eligible to apply for a second credit card with us. Conditions apply.
    • Manage your card online using Online Banking and Mobile Banking service.
    • Fraud protection.

    Watch out…

    • You cannot balance transfer from other Halifax credit cards
    • APR and length of the offer are dependent on personal circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
  • AA Balance Transfer Credit Card

    AA Balance Transfer Credit Card

    Interest free period

    0% for 37 months
    (1.99% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £55.13 for
    37 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £577.14
    over 37 months no annual fee

    More details +

    Additional information:

    • 0% for 37 months on balance transfers is only available on transfers made within the first 3 months of account opening. 1.99% fee applies
    • 0% for 3 months on purchases is only available if a transaction is made within the first 3 months of account opening
    • AA Credit Cards are provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender

    Fantastic…

    • Contactless payments for purchases up to £30
    • Manage your card on the go with the AA Credit Card mobile servicing app

    Watch out…

    • Don't forget to pay on time each month and stay within your credit limit to keep your promotional rates

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £8,000
  • Post Office Money Balance Transfer Credit Card

    Post Office Money Balance Transfer Credit Card

    Interest free period

    0% for 37 months
    (1.99% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £55.13 for
    37 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £577.14
    over 37 months no annual fee

    More details +

    Additional information:

    • 0% on balance transfers for the first 37 months. A balance transfer fee of 1.99% applies and transfers must be made within 3 months of account opening
    • 0% on all purchases for the first 3 months
    • Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

    Fantastic…

    • No cash fee when you purchase Post Office Travel Money

    Watch out…

    • Minimum payment must be made by the due date each month and stay within your credit limit to keep promotional rates

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Sainsbury's Bank 37 Month Balance Transfer Credit Card

    Sainsbury's Bank 37 Month Balance Transfer Credit Card

    Interest free period

    0% for 37 months
    (2.89% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £55.62 for
    37 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 2.89% fee to transfer a balance to this card in the first 3 months. 3% balance transfer fee afterwards (minimum £3 at all times).

    Close more details

    £559.14
    over 37 months no annual fee

    More details +

    Rewards benefits:

    • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury’s shopping in the first two months you’ll get 1,000 points. T&Cs apply. Ends 28th December 2017.
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere.

    Additional information:

    • 0% for 37 months from account opening on balance transfers. You'll pay a 2.89% fee to transfer a balance in the first 3 months.
    • 0% for 3 months from account opening on purchases.

    Fantastic…

    • If your application is approved you are guaranteed to get the 0% interest period advertised.
    • No annual fee.

    Watch out…

    • To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit.
    • You must be a UK resident.
    • You must not be an existing Sainsbury's Bank Credit Card customer.

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Sainsbury's Bank 35 Month Balance Transfer Credit Card

    Sainsbury's Bank 35 Month Balance Transfer Credit Card

    Interest free period

    0% for 35 months
    (1.5% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £58.00 for
    35 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. 3% balance transfer fee afterwards (minimum £3 at all times).

    Close more details

    £551.86
    over 35 months no annual fee

    More details +

    Rewards benefits:

    • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury’s shopping in the first two months you’ll get 1,000 points. T&Cs apply. Ends 28th December 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere

    Additional information:

    • 0% interest for 35 months on balance transfers. You'll pay a 1.5% fee to transfer a balance in the first 3 months. 3% balance transfer fee applies afterwards (minimum £3 at all times)
    • 0% interest for 3 months on card purchases

    Fantastic…

    • If your application is approved you are guaranteed to get the 0% interest period advertised
    • No annual fee

    Watch out…

    • To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
    • You must be a UK resident
    • You must not be an existing Sainsbury's Bank Credit Card customer

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin 36 Month Money Transfer Credit Card

    Virgin 36 Month Money Transfer Credit Card

    Interest free period

    0% for 36 months
    (2.9% transfer fee)*

    Representative APR

    20.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £57.17 for
    36 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 20.9% (variable), representative 20.9% APR (variable). Credit available subject to status.

    Close more details

    £541.36
    over 36 months no annual fee

    More details +

    Additional information:

    • 0% for 36 months on balance transfers, with a fee of 2.90%, 0% for 36 months on money transfers, with a fee of 2.90%, 0% for 3 months on card purchases

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5%
    • After the 60 day promotional period, the money transfer fee changes to 5%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Halifax 33 Month Balance Transfer Credit Card

    Halifax 33 Month Balance Transfer Credit Card

    Interest free period

    0% for 33 months
    (0.57% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £60.95 for
    33 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £535.66
    over 33 months no annual fee

    More details +

    Additional information:

    • 0% for up to 33 months from account opening on balance transfers made in the first 90 days.* *Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 33 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 33 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 18 months and a rate of 25.9% APR (variable).
    • 0.57% fee applies on each balance transfer made in the first 90 days.* *An initial 3% fee applies; Halifax then refund 2.43% within 90 days, so the effective fee is 0.57%. The refund applies for balance transfers in the first 90 days from when Halifax open the account, after which a 3% fee applies for each balance transfer.
    • 0% for 3 months from account opening on purchases.

    Fantastic…

    • You will be paid £20 cashback on your first balance transfer made within the first 90 days of account opening. Cashback offer end date is 6th October 2017.
    • Manage your card online using Online Banking and Mobile Banking services
    • Fraud protection

    Watch out…

    • You cannot balance transfer from other Halifax credit cards
    • APR and length of the offer are dependent on personal circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Santander All in One Credit Card

    Santander All in One Credit Card

    Interest free period

    0% for 39 months
    (0.0% transfer fee)*

    Representative APR

    21.7% APR
    (Variable)

    Monthly repayments required to clear balance

    £54.28 for
    39 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), with a £36 annual fee, representative 21.7% APR (variable). Credit available subject to status.

    Close more details

    £535.31
    over 39 months including annual fee

    More details +

    Rewards benefits:

    • 0.5% cashback on all of your purchases with no limits or caps
    • Retailer Offers - get five welcome cashback offers ranging from 5% to 25% at a range of well-known major retailers once you switch on Retailer Offers via Online or Mobile Banking
    • No monthly fee for 6 months on the All in One Credit Card if you have a 1I2I3 current account. Qualifying criteria applies.

    Additional information:

    • Contactless payments on items below £30
    • Pay with your iPhone 6 (or later) or Apple Watch by linking your card to your device and using Apple Pay
    • Up to 3 additional cards for your partner or family members at no extra cost

    Fantastic…

    • 0% on balance transfers for 39 months from date of account opening (0% fee applies)
    • 0% on purchases for 6 months from date of account opening
    • No foreign transaction fee on purchases or cash withdrawals in the local currency when you’re abroad

    Watch out…

    • The £36 annual fee is broken down into monthly payments of £3

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £7,500
  • Sainsbury's Bank 33 Month Balance Transfer Credit Card

    Sainsbury's Bank 33 Month Balance Transfer Credit Card

    Interest free period

    0% for 33 months
    (0.59% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £60.96 for
    33 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.91% so the overall fee is 0.59%. 3% balance transfer fee afterwards (minimum £3 at all times).

    Close more details

    £535.26
    over 33 months no annual fee

    More details +

    Rewards benefits:

    • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury’s shopping in the first two months you’ll get 1,000 points. T&Cs apply. Ends 28th December 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere

    Additional information:

    • 0% interest for 33 months on balance transfers. You'll pay a 1.5% fee to transfer a balance in the first 3 months. Sainsbury's will then refund 0.91%, so the overall fee is 0.59%. 3% balance transfer fee applies afterwards (minimum £3 at all times)
    • 0% interest for 3 months on card purchases

    Fantastic…

    • If your application is approved you are guaranteed to get the 0% interest period advertised
    • No annual fee

    Watch out…

    • To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
    • You must be a UK resident
    • You must not be an existing Sainsbury's Bank Credit Card customer

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Barclaycard Platinum 32 Month Balance Transfer Credit Card

    Barclaycard Platinum 32 Month Balance Transfer Credit Card

    Interest free period

    0% for 32 months
    (0.6% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £62.88 for
    32 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. A fee of 3.5% will be applied, then reduced to 0.60% by a refund. (Terms and conditions apply)

    Close more details

    £517.77
    over 32 months no annual fee

    More details +

    Additional information:

    • 32 months at 0% on balance transfers, a 0.60% transfer fee applies (a fee of 3.5% will be applied, then reduced to 0.60% by a refund. Terms and conditions apply). To qualify for this offer the balance transfer must be made within 60 days of opening your Barclaycard Platinum card
    • 0% on purchases for 6 months

    Fantastic…

    • Barclaycard PayTag enabled - Use your mobile phone for contactless payments
    • Contactless payment for items up to £30
    • Instant online decision available

    Watch out…

    • No balance transfers from other Barclaycards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 21 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin 32 Month Balance Transfer Credit Card

    Virgin 32 Month Balance Transfer Credit Card

    Interest free period

    0% for 32 months
    (0.6% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £62.88 for
    32 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Close more details

    £517.77
    over 32 months no annual fee

    More details +

    Additional information:

    • 0% for 32 months on balance transfers, with a fee of 0.60% (5% after introductory period), 0% for 32 months on money transfers, with a fee of 4% (5% after introductory period), 0% for 3 months on card purchases

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%
    • After the 60 day promotional period, the money transfer fee changes to 5.00%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Tesco Bank Clubcard 32 Month Balance Transfer Credit Card

    Tesco Bank Clubcard 32 Month Balance Transfer Credit Card

    Interest free period

    0% for 32 months
    (0.65% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £62.91 for
    32 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. The 0% offer is applied to any balances transferred within the first 90 days of account opening.

    Close more details

    £516.77
    over 32 months no annual fee

    More details +

    Rewards benefits:

    • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply

    Additional information:

    • 0% interest on balance transfers for the first 32 months with a 0.65% fee

    Fantastic…

    • Apply online and get a decision within 60 seconds
    • You can still apply even if you have a Tesco Bank Credit Card already

    Watch out…

    • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
    • You must live in the UK or have a BFPO address
    • Your credit limit, APR and introductory offer period may vary subject to your individual circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Bank of Scotland Platinum 32 Month Balance Transfer Credit Card

    Bank of Scotland Platinum 32 Month Balance Transfer Credit Card

    Interest free period

    0% for 32 months
    (0.8% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £63.00 for
    32 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £513.77
    over 32 months no annual fee

    More details +

    Additional information:

    • 0% interest for 32 months on balances transferred within the first 90 days after your account is opened. 0.80% fee applies on each balance transfer
    • 0% interest on purchases for the first 12 months after account is opened

    Fantastic…

    • Manage your card online using Online Banking and Mobile Banking services
    • Fraud protection
    • Faster payments to your card giving more flexibility and control

    Watch out…

    • You cannot balance transfer from other Bank of Scotland credit cards
    • APR and length of the offer are dependent on personal circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Lloyds Bank Platinum 32 Month Balance Transfer Credit Card

    Lloyds Bank Platinum 32 Month Balance Transfer Credit Card

    Interest free period

    0% for 32 months
    (0.8% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £63.00 for
    32 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £513.77
    over 32 months no annual fee

    More details +

    Additional information:

    • 0% for up to 32 months from account opening on balance transfers made within the first 90 days.* *0% for up to 32 months from account opening on balance transfers made in the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 32 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 32 and a rate of 21.9% APR (variable), or 18 months on balance transfers and a rate of 25.9% APR (variable).
    • 0% for 12 months from account opening on purchases.
    • 0.8% fee applies on each balance transfer made in the first 90 days. 3% fee applies on each balance transfer made after the first 90 days.

    Fantastic…

    • You may be eligible to apply for a second credit card with Lloyds Bank. Conditions apply.
    • Manage your card online using Online Banking and Mobile Banking service.
    • Fraud protection.

    Watch out…

    • You cannot balance transfer from other Lloyds Bank credit cards.
    • APR and length of the offer are dependent on personal circumstances.

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • M&S Transfer Plus Offer Credit Card

    M&S Transfer Plus Offer Credit Card

    Interest free period

    0% for 32 months
    (0.99% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £63.12 for
    32 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £509.97
    over 32 months no annual fee

    More details +

    Rewards benefits:

    • Buy M&S Travel Money with no cash advance or foreign exchange fees
    • Earn M&S reward points every time you shop with your card

    Additional information:

    • 0% on balance transfers for 32 months (0.99% fee)
    • 0% on purchases for 6 months

    Fantastic…

    • A bonus points voucher worth £5 when you use your M&S Credit Card in store
    • Spend Safe fraud protection for complete peace of mind

    Watch out…

    • A new M&S Credit Card account cannot be opened if you have held a credit card with them within the previous 12 months

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin 30 Month Balance Transfer Credit Card

    Virgin 30 Month Balance Transfer Credit Card

    Interest free period

    0% for 30 months
    (0.55% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £67.03 for
    30 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Close more details

    £484.40
    over 30 months no annual fee

    More details +

    Additional information:

    • 0% for 30 months on balance transfers, with a fee of 0.55%, 0% for 30 months on money transfers, with a fee of 4%, 0% for 3 months on card purchases

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%
    • After the 60 day promotional period, the money transfer fee changes to 5.00%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Halifax 29 Month Balance Transfer Credit Card

    Halifax 29 Month Balance Transfer Credit Card

    Interest free period

    0% for 29 months
    (0.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £68.97 for
    29 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £478.33
    over 29 months no annual fee

    More details +

    Additional information:

    • 0% for up to the first 29 months from account opening on balance transfers.
    • 0% for up to the first 3 months from account opening on purchases.

    Fantastic…

    • You may be eligible to apply for a second credit card with us. Conditions apply.
    • Manage your card online using Online Banking and Mobile Banking service.
    • Fraud protection.

    Watch out…

    • You cannot balance transfer from other Halifax credit cards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
  • Sainsbury's Bank No Balance Transfer Fee Credit Card

    Sainsbury's Bank No Balance Transfer Fee Credit Card

    Interest free period

    0% for 28 months
    (0.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £71.43 for
    28 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. In the first 3 months a 1.5% balance transfer fee is charged and then fully refunded directly to your account within 60 days. 3% thereafter. (Min £3)

    Close more details

    £461.32
    over 28 months no annual fee

    More details +

    Rewards benefits:

    • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury’s shopping in the first two months you’ll get 1,000 points. T&Cs apply. Ends 28th December 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere

    Additional information:

    • In the first 3 months a 1.5% balance transfer fee is charged and then fully refunded directly to your account within 60 days. 3% fee thereafter (min. £3)
    • 0% for 3 months on card purchases

    Fantastic…

    • If your application is approved you are guaranteed to get the 0% interest period advertised
    • No annual fee

    Watch out…

    • To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
    • You must be a UK resident
    • You must not be an existing Sainsbury's Bank Credit Card customer

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Sainsbury's Bank Dual Offer Credit Card

    Sainsbury's Bank Dual Offer Credit Card

    Interest free period

    0% for 30 months
    (2.74% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £68.49 for
    30 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). 3% balance transfer fee refunded to 2.74% on transfers made in the first 3 months. (3% thereafter, £3 minimum at all times.) Credit available subject to status.

    Close more details

    £440.60
    over 30 months no annual fee

    More details +

    Rewards benefits:

    • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury’s shopping in the first two months you’ll get 1,000 points. T&Cs apply. Ends 28th December 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere

    Additional information:

    • 0% interest on balance transfers for 30 months and 0% interest on purchases for 30 months. Terms and Conditions apply
    • 2.74% balance transfers fee applies, with a minimum fee of £3 at all times

    Fantastic…

    • If your application is approved you are guaranteed to get the 0% interest period advertised
    • No annual fee

    Watch out…

    • To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
    • You must be a UK resident
    • You must not be an existing Sainsbury's Bank Credit Card customer

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Post Office Money Matched Credit Card

    Post Office Money Matched Credit Card

    Interest free period

    0% for 30 months
    (2.75% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £68.50 for
    30 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £440.40
    over 30 months no annual fee

    More details +

    Additional information:

    • 0% on all purchases for the first 30 months. A transaction must be made within 3 months of account opening to qualify for 0% for the first 30 months otherwise a purchase period of 0% for the first 30 months will apply
    • 0% on balance transfers for the first 30 months. A balance transfer fee of 2.75% applies and transfers must be made within 3 months of account opening
    • Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

    Fantastic…

    • No cash fee when you purchase Post Office Travel Money

    Watch out…

    • Minimum payment must be made by the due date each month and stay within your credit limit to keep promotional rates

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Santander Everyday Credit Card

    Santander Everyday Credit Card

    Interest free period

    0% for 30 months
    (2.75% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £68.50 for
    30 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £440.40
    over 30 months no annual fee

    More details +

    Rewards benefits:

    • Retailer Offers – get five welcome cashback offers ranging from 5% to 25% at a range of well-known major retailers once you switch on Retailer Offers via Online or Mobile Banking

    Additional information:

    • Contactless payments on items below £30
    • Pay with your iPhone 6 (or later) or Apple Watch by linking your card to your device and using Apple Pay
    • Up to 3 additional cards for your partner or family members at no extra cost

    Fantastic…

    • 0% on balance transfers and purchases for 30 months from date of account opening
    • No balance transfer fee during the introductory period
    • No monthly fee

    Watch out…

    • You must have a good credit record
    • You must not be an existing Santander balance transfer credit card customer

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £7,500
  • Bank of Scotland Platinum 25 Month Balance Transfer Card

    Bank of Scotland Platinum 25 Month Balance Transfer Card

    Interest free period

    0% for 25 months
    (0.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £80.00 for
    25 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £410.75
    over 25 months no annual fee

    More details +

    Additional information:

    • 0% interest for up to 25 months from account opening on balance transfer within the first 90 days* * At least 51% of customers will get 0% on balance transfers for up to 25 months and a representative rate of 18.9% APR (variable). Others may be offered the Classic Credit Card which may have a different promotional period and a rate of 27.9% APR (variable).
    • 0% fee applies on each balance transfer made in the first 90 days.* *3% fee applies on each balance transfer made after the first 90 days.
    • 0% interest for 3 months from account opening on purchases.

    Fantastic…

    • Manage your card online using Online Banking and Mobile Banking services
    • Fraud protection
    • Faster payments to your card giving more flexibility and control

    Watch out…

    • You cannot balance transfer from other Bank of Scotland credit cards.
    • APR and length of the offer are dependent on personal circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
  • Barclaycard Platinum 25 Month Balance Transfer Credit Card

    Barclaycard Platinum 25 Month Balance Transfer Credit Card

    Interest free period

    0% for 25 months
    (0.0% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £80.00 for
    25 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. An initial 3.5% balance transfer fee applies with a refund within 60 days, so the effective fee is 0% (Terms and conditions apply).

    Close more details

    £410.75
    over 25 months no annual fee

    More details +

    Additional information:

    • 25 months at 0% on balance transfers, 0% transfer fee applies (a fee of 3.5% will be applied, then reduced to 0% by a refund. Terms and conditions apply).To qualify for this offer the balance transfer must be made within 60 days of opening your Barclaycard Platinum card
    • 0% on purchases for 6 months

    Fantastic…

    • Barclaycard PayTag enabled - Use your mobile phone for contactless payments
    • Contactless payment for items up to £30
    • Instant online decision available

    Watch out…

    • No balance transfers from other Barclaycards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 21 years of age
    • Rates and offers dependent on customers credit rating
  • Lloyds Bank Platinum 25 Month Balance Transfer Credit Card

    Lloyds Bank Platinum 25 Month Balance Transfer Credit Card

    Interest free period

    0% for 25 months
    (0.0% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £80.00 for
    25 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.94% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Close more details

    £410.75
    over 25 months no annual fee

    More details +

    Additional information:

    • 0% for interest on balance transfers. Get up to 25 months 0% interest on balance transfers made within 90 days of opening your account.
    • 0% interest on purchases for 3 months after opening your account.
    • No balance transfer fee - you'll also pay no fees on balances transferred within 90 days of account opening, instead of the standard 3% fee.

    Fantastic…

    • Manage your card online using Online Banking and Mobile Banking services
    • Fraud protection
    • Faster payments to your card giving more flexibility and control

    Watch out…

    • APR and length of the offer are dependent on personal circumstances
    • You cannot balance transfer from other Lloyds credit cards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
  • Tesco Bank Clubcard 24 Month No Balance Transfer Fee Credit Card

    Tesco Bank Clubcard 24 Month No Balance Transfer Fee Credit Card

    Interest free period

    0% for 24 months
    (0.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £83.33 for
    24 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. This 0% offer is applied to any balances transferred within the first 90 days of opening your account.

    Close more details

    £394.04
    over 24 months no annual fee

    More details +

    Rewards benefits:

    • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply

    Additional information:

    • 0% interest on balance transfers for for up to 24 months from account opening. 0% balance transfer fee

    Fantastic…

    • You can still apply even if you have a Tesco Bank Credit Card already

    Watch out…

    • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
    • You must live in the UK or have a BFPO address
    • The APR and length of promotional offer may vary as they are dependent on your personal circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin Money No Balance Transfer Fee Credit Card

    Virgin Money No Balance Transfer Fee Credit Card

    Interest free period

    0% for 24 months
    (0.0% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £83.33 for
    24 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Close more details

    £394.04
    over 24 months no annual fee

    More details +

    Additional information:

    • 0% for 24 months on balance transfers, with no balance transfer fee, 0% for 24 months on money transfers, with a fee of 4%, 0% for 3 months on card purchases

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%
    • After the 60 day promotional period, the money transfer fee changes to 5.00%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin 27 Month All Round Credit Card

    Virgin 27 Month All Round Credit Card

    Interest free period

    0% for 27 months
    (2.7% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £76.07 for
    27 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £390.39
    over 27 months no annual fee

    More details +

    Additional information:

    • 0% for 27 months on purchases, 0% for 27 months on balance transfers, with a fee of 2.70% and 0% for 27 months on money transfers, with a fee of 2.70%

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%
    • After the 60 day promotional period, the money transfer fee changes to 5.00%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Barclaycard Platinum 25 Month Balance Transfer and Purchase Credit Card

    Barclaycard Platinum 25 Month Balance Transfer and Purchase Credit Card

    Interest free period

    0% for 25 months
    (1.49% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £81.19 for
    25 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. 2.5% Balance Transfer Fee applies but this is reduced to 1.49% by a refund (Terms and conditions apply).

    Close more details

    £380.95
    over 25 months no annual fee

    More details +

    Additional information:

    • 25 months at 0% on balance transfers, a 1.49% transfer fee applies (a fee of 2.5% will be applied, then reduced to 1.49% by a refund. Terms and conditions apply).To qualify for this offer the balance transfer must be made within 60 days of opening your Barclaycard Platinum card
    • 0% on purchases for 25 months

    Fantastic…

    • Barclaycard PayTag enabled - Use your mobile phone for contactless payments
    • Contactless payment for items up to £30
    • Instant online decision available

    Watch out…

    • No balance transfers from other Barclaycards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 21 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin All Round Credit Card

    Virgin All Round Credit Card

    Interest free period

    0% for 25 months
    (1.5% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £81.20 for
    25 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £380.75
    over 25 months no annual fee

    More details +

    Additional information:

    • 0% for 25 months on purchases, 0% for 25 months on balance transfers, with a fee of 1.50% and 0% for 25 months on money transfers, with a fee of 2%

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%
    • After the 60 day promotional period, the money transfer fee changes to 5.00%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • M&S Shopping Plus Offer Credit Card

    M&S Shopping Plus Offer Credit Card

    Interest free period

    0% for 25 months
    (2.9% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £82.32 for
    25 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £352.75
    over 25 months no annual fee

    More details +

    Rewards benefits:

    • Buy M&S Travel Money with no cash advance or foreign exchange fees
    • Earn M&S reward points every time you shop with your card

    Additional information:

    • 0% on balance transfers for 25 months (2.9% fee)
    • 0% on purchases for 25 months

    Fantastic…

    • A bonus points voucher worth £5 when you use your M&S Credit Card in store
    • Spend Safe fraud protection for complete peace of mind

    Watch out…

    • A new M&S Credit Card account cannot be opened if you have held a credit card with them within the previous 12 months

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin 28 Month Purchase Credit Card

    Virgin 28 Month Purchase Credit Card

    Interest free period

    0% for 18 months
    (2.0% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £113.33 for
    18 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Close more details

    £255.29
    over 18 months no annual fee

    More details +

    Additional information:

    • 0% for 28 months on purchases, 0% for 18 months on balance transfers, with a fee of 2% and 0% for 18 months on money transfers, with a fee of 3%

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%
    • After the 60 day promotional period, the money transfer fee changes to 5.00%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Post Office Money Platinum Credit Card

    Post Office Money Platinum Credit Card

    Interest free period

    0% for 18 months
    (2.89% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £114.32 for
    18 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £237.49
    over 18 months no annual fee

    More details +

    Additional information:

    • 0% on balance transfers for the first 18 months. A balance transfer must be made within 90 days of the balance transfer transaction date
    • 0% on purchases for the first 28 months
    • Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

    Fantastic…

    • No fees on purchases overseas
    • No cash fee when you purchase Post Office Travel Money

    Watch out…

    • Minimum payment must be made by the due date each month and stay within your credit limit to keep promotional rates

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £8,000
  • John Lewis and Waitrose Partnership Credit Card

    John Lewis and Waitrose Partnership Credit Card

    Interest free period

    0% for 18 months
    (2.9% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £114.33 for
    18 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £237.29
    over 18 months no annual fee

    More details +

    Rewards benefits:

    • Every time you spend on your partnership card, you’ll earn points towards John Lewis Partnership vouchers. Every 500 points you earn is worth £5 in vouchers
    • Earn 1 point per £1 spent in store or online at John Lewis and Waitrose
    • Earn 1 point per £2 spent everywhere else, at over 25 million MasterCard outlets worldwide

    Additional information:

    • 0% interest on balance transfers for 18 months, fixed from account opening (2.9% fee applies)
    • 0% interest on purchases for 9 months, fixed from account opening.
    • No annual fee

    Fantastic…

    • Earn points towards John Lewis and Waitrose vouchers
    • Earn more points by adding an additional cardholder

    Watch out…

    • You must have a good credit history
    • You must be a UK resident (excluding Channel Islands)

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £6,750
  • Barclaycard Platinum 18 Month Balance Transfer Credit Card

    Barclaycard Platinum 18 Month Balance Transfer Credit Card

    Interest free period

    0% for 18 months
    (2.99% transfer fee)*

    Representative APR

    24.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £114.43 for
    18 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.9% (variable), representative 24.9% APR (variable). Credit available subject to status.

    Close more details

    £235.49
    over 18 months no annual fee

    More details +

    Additional information:

    • 18 months at 0% on balance transfers, a 2.99% transfer fee applies (Terms and conditions apply).To qualify for this offer the balance transfer must be made within 60 days of opening your Barclaycard Platinum card
    • 0% on purchases for 3 months

    Fantastic…

    • Barclaycard PayTag enabled - Use your mobile phone for contactless payments
    • Contactless payment for items up to £30
    • Instant online decision available

    Watch out…

    • No balance transfers from other Barclaycards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £17,500
  • Bank of Scotland Classic Credit Card

    Bank of Scotland Classic Credit Card

    Interest free period

    0% for 18 months
    (3.0% transfer fee)*

    Representative APR

    27.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £114.44 for
    18 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 27.95% (variable), representative 27.9% APR (variable). Credit available subject to status.

    Close more details

    £235.29
    over 18 months no annual fee

    More details +

    Additional information:

    • 18 months at 0% on balances transferred within the first 90 days. Also 9 months at 0% on purchases

    Fantastic…

    • Manage your card online using Online Banking and Mobile Banking services
    • Fraud protection
    • Faster payments to your card giving more flexibility and control

    Watch out…

    • You cannot balance transfer from other Bank of Scotland credit cards
    • APR and length of the offer are dependent on personal circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Tesco Bank Clubcard 15 Month Balance Transfer and Purchase Credit Card

    Tesco Bank Clubcard 15 Month Balance Transfer and Purchase Credit Card

    Interest free period

    0% for 15 months
    (0.85% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £134.47 for
    15 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. 0% interest periods apply to any balances or money transferred within the first 90 days of account opening.

    Close more details

    £229.91
    over 15 months no annual fee

    More details +

    Rewards benefits:

    • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.

    Fantastic…

    • Apply online and get a decision within 60 seconds
    • You can still apply even if you have a Tesco Bank Credit Card already
    • 0% interest to pay on money transfers for the first 15 months, 3.94% money transfer fee

    Watch out…

    • Your credit limit and APR may vary subject to your individual circumstances
    • 0% interest periods apply to any balances or money transferred within the first 90 days of account opening.

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Tesco Bank No Balance Transfer Fee Credit Card

    Tesco Bank No Balance Transfer Fee Credit Card

    Interest free period

    0% for 12 months
    (0.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £166.67 for
    12 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (fixed), representative 18.9% APR (variable). Credit available subject to status. 0% interest periods apply to any balances or money transferred within the first 90 days of account opening. 

    Close more details

    £199.18
    over 12 months no annual fee

    More details +

    Rewards benefits:

    • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.

    Fantastic…

    • Apply online and get a decision within 60 seconds
    • You can still apply even if you have a Tesco Bank Credit Card already
    • 0% interest to pay on money transfers for the first 12 months, 3.94% money transfer fee

    Watch out…

    • Your credit limit and APR may vary subject to your individual circumstances
    • 0% interest periods apply to any balances or money transferred within the first 90 days of account opening

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £5,000
  • Virgin Money Travel Credit Card

    Virgin Money Travel Credit Card

    Interest free period

    0% for 12 months
    (0.0% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £166.67 for
    12 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Close more details

    £199.18
    over 12 months no annual fee

    More details +

    Additional information:

    • 0% for 12 months on purchases, 0% for 12 months on balance transfers with a fee of 0%, and 0% for 12 months on money transfers, with a fee of 2%.

    Fantastic…

    • Contactless payment for items up to £30
    • Choose from a range of different card designs
    • Earn cashback when you shop online with over 500 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app

    Watch out…

    • After the 60 day promotional period, the balance transfer fee changes to 5.00%
    • After the 60 day promotional period, the money transfer fee changes to 5.00%

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Barclaycard Freedom Rewards Credit Card

    Barclaycard Freedom Rewards Credit Card

    Interest free period

    0% for 12 months
    (0.15% transfer fee)*

    Representative APR

    21.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £166.92 for
    12 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status. A fee of 2.9% will be applied to your account at first, but you'll only pay 0.15% as Barclaycard will refund the difference.

    Close more details

    £196.18
    over 12 months no annual fee

    More details +

    Rewards benefits:

    • Earn 1 Freedom point on everything home and abroad per £1 spent (non sterling transaction fee of 2.99% applies to foreign currency transactions)
    • Earn 2 Freedom points at all UK supermarkets, petrol stations and on Transport for London spend

    Additional information:

    • 12 months at 0% on balance transfers. To qualify for this offer the balance transfer must be made within 60 days of opening your card
    • 0% on purchases for 12 months

    Fantastic…

    • Contactless payment for items up to £30

    Watch out…

    • No balance transfers from other Barclaycards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £20,000
  • Barclaycard Hilton HHonors Platinum Visa Credit Card

    Barclaycard Hilton HHonors Platinum Visa Credit Card

    Interest free period

    0% for 15 months
    (2.99% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £137.32 for
    15 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £187.11
    over 15 months no annual fee

    More details +

    Rewards benefits:

    • Receive HHonors Gold status when you spend £10,000 in a calendar year
    • Receive HHonors Silver status for as long as you are a card member
    • Earn 2500 Bonus Points for each of your first four stays at Hilton hotels in your first 12 months of membership

    Additional information:

    • 15 months at 0% on balance transfers, a 2.99% transfer fee applies (Terms and conditions apply).To qualify for this offer the balance transfer must be made within 60 days of opening your card

    Fantastic…

    • Earn a free night e-certificate for one weekend night at participating worldwide Hilton hotels when you spend £750 in the first 90 days
    • Contactless payment for items up to £30

    Watch out…

    • To keep 0% rates, stay within your credit limit and pay at least the minimum amount on time

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • AA Dual Credit Card

    AA Dual Credit Card

    Interest free period

    0% for 12 months
    (2.7% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £171.17 for
    12 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £145.18
    over 12 months no annual fee

    More details +

    Additional information:

    • 0% for 12 months is only available on balance transfers made in the first 3 months of card opening (2.70% fee applies)
    • 30 months at 0% on purchases from the date your account is opened
    • AA Credit Cards are provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender

    Fantastic…

    • Contactless payments for purchases up to £30
    • Manage your card on the go with the AA Credit Card mobile servicing app

    Watch out…

    • Don't forget to pay on time each month and stay within your credit limit to keep your promotional rates

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £8,000
  • ASDA Cashback Plus Credit Card

    ASDA Cashback Plus Credit Card

    Interest free period

    0% for 15 months
    (3.0% transfer fee)*

    Representative APR

    26.2% APR
    (Variable)

    Monthly repayments required to clear balance

    £140.33 for
    15 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), with a £36 annual fee, representative 26.2% APR (variable). Credit available subject to status.

    Close more details

    £141.91
    over 15 months including annual fee

    More details +

    Rewards benefits:

    • 2% Cashback on all ASDA spend, including ASDA stores, Living, Grocery Home Shopping, petrol, and George.com
    • 1% Cashback on all other purchases
    • 10% Cashback on selected ASDA Money insurance products

    Additional information:

    • 0% on Balance Transfers for 15 months
    • 0% interest for 6 months on all George.com purchases of £200 or more

    Fantastic…

    • Contactless payments
    • No cash advance fee on ASDA Travel Money

    Watch out…

    • Balance Transfers from existing storecard accounts and loans issued by Creation Financial Services Ltd or Creation Consumer Finance Ltd and credit card accounts issued by Sygma Bank UK are not permitted

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £10,000
  • Debenhams MasterCard

    Debenhams MasterCard

    Interest free period

    0% for 12 months
    (2.99% transfer fee)*

    Representative APR

    24.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £171.65 for
    12 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.94% (variable), representative 24.9% APR (variable). Credit available subject to status.

    Close more details

    £139.38
    over 12 months no annual fee

    More details +

    Rewards benefits:

    • Earn Debenhams Points, 3 Points for every £1 spent at Debenhams and Debenhams.com, 1 Point for every £2 you spend elsewhere. 500 Points = £5 Reward Voucher
    • Receive 500 Bonus Points in your first statement

    Additional information:

    • 0% p.a. for 12 months from account opening if made within 6 weeks of account opening (2.99% fee applies)

    Fantastic…

    • 10% off online for a week from account opening with instant spend
    • Free standard delivery from Debenhams.com when you pay on your Debenhams Credit Card
    • 10% off in Debenhams café & restaurants (when you pay using your Debenhams Credit Card

    Watch out…

    • You must have a current UK bank account and a home or mobile phone number
    • You can not apply if you already have a credit card with Debenhams

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Clydesdale Bank Gold MasterCard

    Clydesdale Bank Gold MasterCard

    Interest free period

    0% for 12 months
    (3.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £171.67 for
    12 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £139.18
    over 12 months no annual fee

    More details +

    Additional information:

    • 26 months at 0% on purchases and 12 months at 0% on balance transfers (A balance transfer fee of 3% applies - minimum £3. Terms and conditions apply)

    Fantastic…

    • No annual fee
    • Secure online shopping with MasterCard SecureCode

    Watch out…

    • Excludes balance transfers from existing Clydesdale or Yorkshire Bank credit cards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Yorkshire Bank Gold MasterCard

    Yorkshire Bank Gold MasterCard

    Interest free period

    0% for 12 months
    (3.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £171.67 for
    12 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £139.18
    over 12 months no annual fee

    More details +

    Additional information:

    • 26 months at 0% on purchases and 12 months at 0% on balance transfers (A balance transfer fee of 3% applies - minimum £3. Terms and conditions apply)

    Fantastic…

    • Secure online shopping with MasterCard SecureCode
    • No annual fee

    Watch out…

    • Excludes balance transfers from existing Clydesdale or Yorkshire Bank credit cards

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • ASDA Cashback Credit Card

    ASDA Cashback Credit Card

    Interest free period

    0% for 12 months
    (3.0% transfer fee)*

    Representative APR

    19.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £171.67 for
    12 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Close more details

    £139.18
    over 12 months no annual fee

    More details +

    Rewards benefits:

    • 1% cashback on ASDA shopping and ASDA fuel. 0.5% cashback everywhere else. Unlimited cashback - No cap.
    • Up to 10% promotional cashback rate on selected ASDA insurance policies. Cashback credited monthly.
    • 0% on all purchases at George.com over £200 for 6 months

    Additional information:

    • 0% on balance transfers for 12 months (2.9% fee) within the first 90 days after opening an account
    • ASDA Stores Limited (Great Wilson Street, Leeds, LS11 5AD), trading as ASDA Money, acts as a credit broker not as a lender and is authorised and regulated by the Financial Conduct Authority. ASDA Stores Limited only offers credit cards provided by Creation Financial Services Limited, Chadwick House, Blenheim Court, Solihull B91 2AA. Applicants must be UK residents (including Isle of Man and Channel Islands).

    Fantastic…

    • Contactless payments
    • No annual fee
    • No cash advance fee on ASDA Travel Money

    Watch out…

    • Balance Transfers from existing storecard accounts and loans issued by Creation Financial Services Ltd or Creation Consumer Finance Ltd and credit card accounts issued by Sygma Bank UK are not permitted

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £10,000
  • Saga Over 50s Platinum Credit Card

    Saga Over 50s Platinum Credit Card

    Interest free period

    0% for 9 months
    (3.0% transfer fee)*

    Representative APR

    11.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £228.89 for
    9 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 11.29% (variable), representative 11.9% APR (variable). Credit available subject to status.

    Close more details

    £92.11
    over 9 months no annual fee

    More details +

    Additional information:

    • Applicants must be aged 50yrs or over

    Fantastic…

    • 0% Foreign Currency Fee
    • Secure Online Money Management Service

    Watch out…

    • To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 50 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £12,000
  • AA Low Rate Credit Card

    AA Low Rate Credit Card

    Interest free period

    0% for 3 months
    (0.0% transfer fee)*

    Representative APR

    5.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £666.67 for
    3 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 5.85% (variable), representative 5.9% APR (variable). Credit available subject to status.

    Close more details

    £59.96
    over 3 months no annual fee

    More details +

    Additional information:

    • No fees on Balance Transfers
    • No annual fee
    • AA Credit Cards are provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender

    Fantastic…

    • One low rate interest rate on purchases and balance transfers for the life of the card
    • Manage your card on the go with the AA Credit Card mobile servicing app

    Watch out…

    • Don't forget to pay on time each month and stay within your credit limit to keep your promotional rates

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £8,000
  • Halifax 30 Month Purchase Credit Card

    Halifax 30 Month Purchase Credit Card

    Interest free period

    0% for 6 months
    (3.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £343.33 for
    6 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £45.70
    over 6 months no annual fee

    More details +

    Additional information:

    • 0% interest on purchases for the first 30 months after account is opened
    • 0% interest for 6 months on balances transferred within the first 90 days after your account is opened. 3.00% fee applies on each balance transfer

    Fantastic…

    • Manage your card online using Online Banking and Mobile Banking services
    • Fraud protection
    • Faster payments to your card giving more flexibility and control

    Watch out…

    • You cannot balance transfer from other Halifax credit cards
    • APR and length of the offer are dependent on personal circumstances

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin Atlantic White Credit Card

    Virgin Atlantic White Credit Card

    Interest free period

    0% for 6 months
    (3.0% transfer fee)*

    Representative APR

    22.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £343.33 for
    6 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

    Close more details

    £45.70
    over 6 months no annual fee

    More details +

    Rewards benefits:

    • Earn 1 Flying Club mile for every £1 spent with your American Express® Credit Card
    • Earn 1 Flying Club mile for every £2 spent with your Visa card

    Additional information:

    • Eligibility check: Find out if you are eligible before applying for this card

    Fantastic…

    • 0% on balance transfers and money transfers for up to 6 months from the date your account is opened (3% handling fee).
    • Contactless payment for items up to £30
    • Enjoy exclusive offers and rewards with the Virgin Red app

    Watch out…

    • You cannot transfer balances between MBNA accounts.

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • aqua Classic With 6 Month Balance Transfer Offer

    aqua Classic With 6 Month Balance Transfer Offer

    Interest free period

    0% for 6 months
    (3.0% transfer fee)*

    Representative APR

    34.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £343.33 for
    6 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.95% (variable), representative 34.9% APR (variable). Credit available subject to status.

    Close more details

    £45.70
    over 6 months no annual fee

    More details +

    Additional information:

    • 0% for 6 months on balance transfers, a 3% fee applies
    • Credit limit of £250 - £1,200 with a possible increase after four months
    • Free aqua credit checker

    Fantastic…

    • No annual fee
    • aqua has said YES to over 750,000 customers in the UK
    • SMS text reminders to help you stay in control

    Watch out…

    • Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Marbles Classic with 5 Month Balance Transfer Offer

    Marbles Classic with 5 Month Balance Transfer Offer

    Interest free period

    0% for 5 months
    (3.0% transfer fee)*

    Representative APR

    34.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £412.00 for
    5 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.9% (variable), representative 34.9% APR (variable). Credit available subject to status.

    Close more details

    £30.38
    over 5 months no annual fee

    More details +

    Fantastic…

    • FastCheck your eligibility for an instant response before you apply
    • Manage your account online

    Watch out…

    • Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Tesco Bank Clubcard Low APR Credit Card

    Tesco Bank Clubcard Low APR Credit Card

    Interest free period

    0% for 1 months
    (0.0% transfer fee)*

    Representative APR

    5.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £2,000.00 for
    1 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 5.94% (variable), representative 5.9% APR (variable). Credit available subject to status.

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    £29.83
    over 1 months no annual fee

    More details +

    Rewards benefits:

    • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.

    Fantastic…

    • Apply online and get a decision within 60 seconds
    • You can still apply even if you have a Tesco Bank Credit Card already

    Watch out…

    • You must not have applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
    • You must live in the UK or have a BFPO address

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Sainsbury’s Bank Purchase Credit Card

    Sainsbury’s Bank Purchase Credit Card

    Interest free period

    0% for 3 months
    (2.88% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £685.87 for
    3 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 2.88% fee to transfer a balance to this card (by way of a 0.12% refund of the initial fee) in the first 3 months. 3% balance transfer fee afterwards (minimum £3 at all times).

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    £2.36
    over 3 months no annual fee

    More details +

    Rewards benefits:

    • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury’s shopping in the first two months you’ll get 1,000 points. T&Cs apply. Ends 28th December 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere

    Additional information:

    • 0% on purchases for 32 months and 0% on balance transfers for 3 months. Terms and Conditions apply
    • 3% balance transfer fee applies for transfers in the first 3 months, 3% afterwards (Minimum £3 at all times)

    Fantastic…

    • If your application is approved you are guaranteed to get the 0% interest period advertised
    • No annual fee

    Watch out…

    • To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
    • You must be a UK resident
    • You must not be an existing Sainsbury's Bank Credit Card customer

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Tesco Bank Purchase Card

    Tesco Bank Purchase Card

    Interest free period

    0% for 3 months
    (2.9% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £686.00 for
    3 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £1.96
    over 3 months no annual fee

    More details +

    Rewards benefits:

    • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.

    Fantastic…

    • 0% interest on purchases for up to 20 months from account opening
    • Apply online and get a decision within 60 seconds
    • You can still apply even if you have a Tesco Bank Credit Card already

    Watch out…

    • The APR, length of promotional offer, and credit limit may vary as they are dependent on your personal circumstances
    • The 0% interest period applies to transfers made within 90 days of account opening

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Virgin Atlantic Black Credit Card

    Virgin Atlantic Black Credit Card

    Interest free period

    0% for 6 months
    (3.0% transfer fee)*

    Representative APR

    57.4% APR
    (Variable)

    Monthly repayments required to clear balance

    £355.00 for
    6 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £140 annual fee, representative 57.4% APR (variable). Credit available subject to status.

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    £-24.30
    over 6 months including annual fee

    More details +

    Rewards benefits:

    • Earn 2 Flying Club miles for every £1 spent with your American Express® Credit Card
    • Earn 1 Flying Club mile for every £1 spent with your Visa card

    Additional information:

    • Eligibility check: Find out if you are eligible before applying for this card

    Fantastic…

    • 0% on balance and money transfers for up to 6 months from the date your account is opened (3% handling fee)
    • Contactless payment for items up to £30
    • Enjoy exclusive offers and rewards with the Virgin Red app

    Watch out…

    • £140 annual fee
    • You cannot transfer balances between MBNA accounts

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
  • Santander Zero Credit Card

    Santander Zero Credit Card

    Interest free period

    0% for 1 months
    (3.0% transfer fee)*

    Representative APR

    18.9% APR
    (Variable)

    Monthly repayments required to clear balance

    £2,060.00 for
    1 months

    Representative Example

    *Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Close more details

    £-30.17
    over 1 months no annual fee

    More details +

    Rewards benefits:

    • Retailer Offers – get five welcome cashback offers ranging from 5% to 25% at a range of well-known major retailers once you switch on Retailer Offers via Online or Mobile Banking

    Additional information:

    • Contactless payments on items below £30
    • Pay with your iPhone 6 (or later) or Apple Watch by linking your card to your device and using Apple Pay
    • Up to 3 additional cards for your partner or family members at no extra cost

    Fantastic…

    • No foreign transaction fees on purchases when made in the local currency
    • No cash withdrawal fee anywhere in the world
    • No monthly fee

    Watch out…

    • You must have a good credit record

    Defaqto Star Rating​

    To apply for this card you will need to complete an online application form on the provider’s site.

    Don’t forget…

    • You must be at least 18 years of age
    • Rates and offers dependent on customers credit rating
    • Minimum household income of £7,500
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